Housing Programs

Southside Outreach Programs Offered

We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction. 

Minor Housing Rehabilitation

The Southside Outreach Group has limited funds to perform minor rehabs on houses. The funds are generated by the Board Members through fundraisers and donations.

Types of repairs performed
  • Handicap ramps
  • Steps/stoops
  • Plumbing
  • Replace broken windows
Qualifications for the Minor Housing Rehabilitation Program
  • Must own the home
  • Must meet income eligibility requirements

Indoor Plumbing Rehabilitation

This program is provided by the Virginia Department of Housing & Community Development. The program is designed to assist person who lack a bathroom or have inadequate plumbing. (FAQs)

Qualifications for the Indoor Plumbing/Rehabilitation Program
  • Must own the home
  • Must meet income eligibility requirements
  • Must be living in the house
  • Must meet the requirements of a house lacking a bathroom and inadequate plumbing

Homeownership Opportunities

The Southside Outreach has built 35 single-family houses in our service area. These houses were built and sold to eligible income persons.
The houses amenities that we provide:
  • Heat Pump – central air & heat
  • Energy-efficient windows
  • Energy Star Appliances
  • Stove (self-cleaning oven)
  • Refrigerator (ice maker)
  • Accessibility features if applicable
  • Carpet & tile
  • Landscaped yards
Qualifications for the Homeownership Program
  • Must meet income eligibility requirements
  • Must become eligible for a mortgage loan
  • Must participte in SSORG Housing Counseling Program

Housing Counseling

The Southside Outreach Group provides free housing counseling to income eligible applicant. We have certified counselors on staff who will provide housing counseling to applicants.  

Activities Involved in the Housing Counseling
  • Review of your credit report
  • Pre-purchase couseling
  • Assistance with dispute letters
  • Preparing a spending plan (income and debt)
  • Budgeting
  • Identifying & applying for mortgage loans
  • Understanding predatory lending
  • Basic home maintenance
  • Post counseling
Qualifications for the Housing Counseling Program
  • Must attend monthly one-on-one counseling sessions
  • Must have the desire and perseverance to become a homeowner!

Have Questions? 

Frequently Asked Questions
INDOOR PLUMBING REHABILITATION PROGRAM
  • Do you help people with septic system problems?

    Yes, we have an Indoor Plumbing Rehabilitation Program that helps low-to-moderate income people that has a failing or failed septic system or lacking a bathroom. To qualify for assistance you must have ownership of the property and your household income cannot exceed 80% of the area median income limits. Also, it is a loan program in which we have a loan repayment schedule that the client must commit to before signing a rehabilitation contract. Loans will be in monthly installment payments and forgiven payments as determined by the client’s ability to pay worksheet. If the job exceeds the rehabilitation limits, then we would have to put a 10 year deed of trust on your home until your 120 monthly payments has been paid. Once these payments are complete, then we will release the lien off the property and give the client a satisfactory letter.

  • Do I qualify?

    To be income qualified you must be within the 2014 income limits of $41,850 for Halifax County with a household of 4 members, you own your home and you have your health permit. You will qualify once I receive all of the following documents to verify all the information that has been giving to me in our intake interview is correct.

    • Fill out an application
    • Send copy of your Deed and plat map
    • Send copy of homeowners insurance
    • Send copy of real estate taxes
    • Send copy of bank statements (2 most recent months)
    • Third party verification of income from employer and reward letter from social security office for SSI/Disability
    • Send copy of health permit

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Review our resources for additional help.
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